ACTUAL | Modern Investing


Your Personal Automated Investment Adviser


Custom Plans

Expert Advice

How it Works

Founded at Harvard University’s Harvard Innovation Lab, ACTUAL is a complex artificial intelligence algorithm that creates a personal financial plan and automatically manages your investments.

Investment Returns

By tailoring your plan to your personal needs and concerns, ACTUAL allows you to easily gain the kind of investment returns you need while staying within your comfort range.


For less than your daily cup of coffee, you can stop worrying about how to invest or plan for your retirement, and instead start planning what to do with your new free time.